Making An Easy Buck From Bad Luck

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

When you get injured or you lose something because of someone else; it can be hard to make sure that you take the right steps to get what you deserve. It’s not fair that your life has been changed by someone else’s mistake. And, you should be given what you’re owed. Unfortunately, most of the time, you have to chase these things for yourself. This can take some time. And, you’ll almost certainly need some help along the way.

22082530215_1248f90195_z(Image Source)

When someone does something to you, whether by accident or on purpose; it’s important that things are made right. Often, this will mean the guilty party settling the issues with a nice payout. Of course, you shouldn’t go out and get hurt to try and make some money. But, if you’ve already been put in a bad place; it’s worth chasing what you deserve. With the professional help of a lawyer like Kathleen A. Sigurdson Attorney At Law, P.C.; it’s easy to make sure that you get what you’re owed. Legal firms like this have the experience and knowledge that they need to make sure that your case goes without a hitch. Of course, the issues that this can cover will vary greatly.

  • Types of issue

Most commonly, cases like this are brought about because of personal injury. This is quite an easy area to understand, too. If someone causes you an injury, whether it’s an accident or deliberate; they may owe you compensation. This money will be to make sure that you’re able to live the life you had before the incident. And, to make sure that you can afford medical bills and fees. So, it’s worth trying to get your hands on it. Sometimes, these issues happen at work, and the business will be at fault. Or, you may find that they occur on the street.

Getting_A_Cast_On_His_Arm(Image Link)

Another common area for these cases to surround is car accidents. If someone causes an accident which results in injury or loss of property, without insurance; they will have to find the money from somewhere else. In these sorts of cases, you may even find that their insurance company refuses to payout. This is their fight to make. But, you may have to get the ball rolling with it. These sorts of cases are very common. And, they’re also the most heavily faked. So, you have to be prepared to share concrete evidence.

car-accident-1538175_640(Image Credit)

If a professional does something that causes you some sort of loss; you may be able to get back at them for professional negligence or malpractice. This fight can be much hard. But, it can be a saving grace for a business that’s down on it’s luck. If another company causes your to lose money or get hurt; they might owe you money.



(Image Link)

A lot of people don’t like the idea of chasing after this sort of money. But, in reality, it’s the money you’re owed. So, you should have it. It can make life much easier to get a settlement like this. And, it can even enable you to get back what you’ve lost.

Cori's Cozy Corner Disclosure Policy

The Future is History

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

hands-enamel-red-color-37731Image Source

Welcome to the New Age! It’s the revival of the Old Age. Whilst you may be sat there thinking that this is somewhat of an oxymoron, take into consideration all of the old trends, styles, fads and fashions that are making an appearance again. What your mother may have worn decades ago and is sat unused in her wardrobe could be something that people are paying thousands to be able to get the chance to wear and be ‘in’ for a season.

It’s not just the fashion that’s making a comeback, either – there are certain hobbies, pastimes and activities which are taking the world by storm after previously dying what people assumed to be a certain death. So what can we do now to get back in touch with our history, but revive our future?


Let’s have a throwback to the 60s, shall we? Meditation was all the rage in this groovy era, with hippies sitting down in circles, holding hands and chanting together to reach their inner peace, man. Thankfully it’s taken a turn for the better and meditation is now somewhat more a solitary activity which doesn’t necessarily involve all the chanting, humming and other odd sounds that you wouldn’t feel comfortable doing even alone, nevermind in a room full of people. Head over to Meditative Wisdom for a guide on gathering up the inspiration around you and drawing attention to your inner self rather than the outside world. You don’t need much more than space, calm and quiet to meditate, but there are things that you can use to aid your thinking, such as cushions, beads and necklaces to get you started.


It’s somewhat of a niche, hipster thing to get involved with now – baking. People are experimenting more and more, especially with bread, and what was previously left up to your Granny to do for her own enjoyment on a Sunday afternoon is now taking the world by storm. There are baking championships happening in every major city, and independent stores, bakeries, cafes and restaurants all eager to display their own goods for your consumption. The rise in popularity is probably due to the amount of food channels which are focused solely on the promotion of traditional baking; shows like The Great British Bake Off in the UK were to blame for the sudden increase in baking equipment sales around the country, with every guy thinking he was the new Paul Hollywood.


How many things have you seen popping up on Etsy or similar craft sites which have been hand-knitted or crocheted? There’s something about it – especially crochet, as this is the one thing that machines haven’t been able to master yet. Handmade crocheted garments are a work of art, and are such a therapeutic thing to do. When you’re left with a beautiful product such as a granny square blanket (very in right now) or beautiful shawl to show off, there’s little wonder that this intrinsic hobby is gaining a lot of new, interested and very excitable new followers.

Cori's Cozy Corner Disclosure Policy

Helping Your Older Loved Ones Love Life For Longer

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

We all care for the older loved ones in our lives. But the truth is that many of us aren’t doing enough for them. Sometimes, it’s easy to miss what we should be doing. You might not even know your parent, grandparent, aunt or uncle has needs that aren’t being fulfilled. But it’s time to find out and to discover if there’s anything else you could be doing to help them.


Be a safe haven for them

The first step to take is that we have to recognize that not all of our loved ones have that confidant they can admit everything to. If you’re worried that your loved one might be bothered by things they’re not talking about, it’s worth helping them open up to you. It can be difficult and awkward to start these conversations, especially if they’re about medical issues. But broaching the subject first, being direct and caring, can help. It’s a good idea to just know the kind of questions you might ask to ensure that they’re okay. It might be mood, it might be physical safety or about any marks of injuries you might suspect they haven’t shared. Be gentle, as establishing trust is essential here. Don’t try to force them into telling you anything, just make it clear you’re trying to help.

Make sure you get active with them

It’s easier to lose the focus on activity and fitness as you grow older. However, just because your loved one is getting later in life doesn’t mean they don’t need exercise. A great way to ensure they’re as active as they should be is to join them. It could be as simple as taking a walk. It’s also important to address any barriers they might have to getting active, too. You could get things like walkers from to remove barriers to mobility or ask their doctor about exercises that might be appropriate for their abilities.


Finding meaningful social connections

The body isn’t the only thing that needs activity. If you want them emotionally happy and mentally active, then they need company. Being there to support them as family is one thing, but it’s a good idea to help them find peer groups through shared interests, too. As makes clear, it’s all too easy to find ourselves isolated as time goes on. We lose touch with peers and we outlive others. We need to take an active stance in fighting that isolation.

Don’t be afraid to ask for help

Taking responsibility for anyone’s wellbeing is a demanding task. If you have other responsibilities, you shouldn’t be afraid to admit it’s too much to deal with alone. You should consider asking other family members if they can contribute, even if it’s as simple as giving lifts or making meals. Other kinds of support can make things easier for you, too, from emotional support for yourself to allowances that make it easier to care for them financially. Don’t isolate yourself while trying to help others.

As we get older, life gets a bit tougher, and we’re not always prepared to ask for help. So, it’s your responsibility to step up and offer it first. The happiness and health you can help them attain is more than worth it. It’s essential.


Cori's Cozy Corner Disclosure Policy

Changes In The Retail World

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

Westfield speciality leasing

The world of retail is evolving – indeed it has been ever since it started. Trends change and new technologies come and go. Each time they do, the nature of retail changes very slightly. Today, with the growth of ecommerce and the rise of seasonal and temporary shopping, it’s becoming more short term and specialist.

Local service

Take Bell the Ice Cream Truck which has opened in Garden State Plaza. Discovered in a local food truck festival, this was taken into the main Westfield Mall and put in front of millions of customers. It was started by Ray Amano who has had 30 years in the ice cream trade and uses a replica of a 1960s ice cream truck he drove when he first started. It’s proved a big hit with shoppers and as soon as it opened the lines began to grow.

Westfield specialty leasing is simply identifying a wider trend. People like the convenience a big mall like this can bring, but they also want an experience which is local and special to that area. Local goods, therefore, are driving a huge growth in retail. Bringing in a truck such as this, direct from the local festivals, is a great way to give the mall a local flavor and a character all of its own.

For the people running Bell the Ice Cream Truck, meanwhile, it is an opportunity to take their small venture onto a whole new scale – with direct access to more shoppers than they could ever have imagined. It’s also a regular spot providing a constant source of revenue.

Retail is changing

This is a very different approach to the old mall booth. It’s agile and imaginative catering to customers’ seasonal demands. The ice cream truck, for example, can clean up during the hot summer months, but it doesn’t have to stick around wasting money in rentals during winter. It can move on, if it chooses, and change the way it does business.

This is going hand in hand with the rise of pop up retail outlets. These small temporary retail spaces are becoming more and more popular in malls and are changing the way we interact with retailers. Ecommerce stores, for example, are using them to have a physical presence and seasonal retailers are using them to hit peak periods such as the Christmas or Thanksgiving holidays. Traditional bricks and mortar retailers are also using them for special promotions with temporary pop ups opening up within stores.

Best of both worlds

Local retailers can also use them to get access to a main street retail space for a limited period of time. Again, it’s combining the best of big business – through the scale a mall can provide – with the best of local trade. Both parties benefit.

They’ve already proven a big hit with shoppers who enjoy the opportunity to have small stores opening up with exciting and temporary offers. As we move into the future, they’re likely to become an increasingly common part of our regular shopping experience.

Cori's Cozy Corner Disclosure Policy

Things To Consider When Moving To A New City

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

cityImage credit

Moving to a new city is such an exciting time, but while so many get busy with the pre-move planning, not a massive amount of thought goes into what happens once there.

Before you even decided to move, you’ve probably taken into consideration the important issues like work opportunities, schooling, crime rates, and cost of living, but there are other things to consider that can make your time in a new city enjoyable or miserable.

Depending on how familiar you are with your new home, you may already know some places around to get you started, but you’ll still want to get to know the local neighborhood as much as possible and explore all that this new city has to offer you so you can make the most out of your time there.

Here are some things you should consider when moving to a new city that will make life easier once there.

The Language:

Obviously this only applies if the place you’re moving to is in another country where another language is spoken. Although most big cities around the world do have a good majority of people who speak English, and you can generally find the things you need by asking in English, if you’re going to be living there for any period of time longer than 6 months, learning at least some basics in the local language will always serve you well and help you feel more at home and actually get to truly know your new city.

Food & Drink:

One of the best things about being in a new city for any length of time, is that you get to try different types of food that you may not get at home. So, taking some time to, not only learn where the trendy places are, but actually get out and find some local delights that may become your favorites is always recommended – you never know what you may stumble onto. You could end up finding the best coffee you’ve ever tasted, or discover a seafood dish you’ve never tried before.

Health & Emergency Services:

As much as no one likes to think that they may need to call the emergency services for anything, it’s better to be safe and prepared for every eventuality. It takes just a few minutes to jot down the local numbers you need in case anything goes wrong – and it doesn’t even have to be anything major; you may just need a locksmith, or a dentist who’s open 24hrs and you don’t want to suffer from toothache all weekend, but it’s still better than not having the numbers when you need them most.

Friends & Social Life:

If you’re moving to a new city as a younger single person, it may prove easier to meet other people simply by going out to bars or arranging meet ups through groups you find online. If you’re moving with a family or are just past the party days, then you can still have a booming social life, but you may just have to put a bit more effort into it than simply showing up. You can check out local and expat groups in your area and narrow down by interests to see what’s going on. Parenting groups, sports, cooking, book clubs, and even craft groups are all just a few ideas you can try out. The most important thing is that you feel comfortable and look for things you’re truly interested in, then you’ll find it easier to meet people and will actually start enjoying your new home.

Cori's Cozy Corner Disclosure Policy

The Perfect Night In! Seven Incredible Date Nights At Home

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

There’s nothing harder than trying to have a romantic night with your husband when you have kids. Unfortunately, there’s very little that’s more important. After you have children, it’s easy to neglect your relationship. You’re tired all the time and sometimes it’s hard to feel attractive when you’re dealing with weight gain after having a baby. Romance doesn’t seem very high up on your list of priorities. But it’s important to keep the magic alive – you want your kids to witness a stable and loving relationship between their parents before going on to form loving marriages of their own one day. Here are seven date night ideas that you can do at home once the kids have gone to bed, without any need for a babysitter!

Make A Theme Night

spaghetti-1392266_640Image source

Choose a culture that both of you enjoy, and have a theme night! If you choose Italy, make a big pot of spaghetti or order pizza (check online for Dominos offers), and eat it in front of Cinema Paradiso – or Roman Holiday, if you aren’t a fan of subtitles. If you’re big Anglophiles, make battered fish and chunky French fries and watch Billy Elliot or your favorite Harry Potter movie.

Learn To Dance

If you were one of those couples who just swayed during your wedding dance, now is the time to get some rhythm! There are plenty of tutorials on YouTube that will teach you to waltz or to jive. Just be careful of any lifts – it might be difficult to regain your trust in your partner after he’s dropped you unceremoniously on the coffee table.

Look Through Photo Albums

photo-album-1229001_640Image source

Sit yourself on the couch, enjoy a family favorite meal, and get out your wedding album to look through. If your everyday life is hectic and crazy, remind yourselves of the reasons you were together to begin with, and reminisce over one of the best days of your lives.

Play Some Games

Get out the board games. If you’re looking for a little body contact, Twister is the way to go, but if the two of you like a little competition you could always get out your kids’ games. If you’re looking for a more adult game, try cards or Would You Rather? to find out the answers to questions you’ve always wanted to know.

Go On An Indoor Picnic

Put out a rug or blanket on your living room floor, and make some sandwiches and finger foods to enjoy cross-legged on the floor. If it puts you in the mood for summer, you could start planning your next vacation!

Have Breakfast In Bed

strawberries-1445830_640Image Pixabay

There’s nothing better than breakfast in bed on TV trays, no matter what time of day it is! Make pancakes and bacon and add some fresh berries on the side. If you’re feeling healthy, try smashed avocado and poached eggs on toast.

Build A Pillow Fort

You may have helped your kids build forts in your living room before but now it’s your turn to do it with as many blankets and pillows as you can find. Take in a laptop to watch some Netflix along with your favorite snacks to relax, chat and snuggle together in cozy comfort.

Cori's Cozy Corner Disclosure Policy

Parents Reaching 70 – What You Can Do To Help Them Live Happily For Longer

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

As we get older, so do our parents. And when they reach a certain age, you can become more concerned about their well-being. Parenting our parents isn’t something that any of us want to do. But it can be difficult to find the right balance when we’re trying to help them. After all, their memories of raising us are still fresh in their mind, even though we’re raising our own kids now. How can we make sure our parents stay happy as they enter their later years?

Ailing health can be a problem that starts in the late sixties and early seventies. But it could be the signs of aging that worry you the most. The body will wear out so it’s likely that some changes need to be made to maintain a good quality of life. Vision and hearing commonly degenerate in our later years. It can affect so many important parts of our lives. It could be a good idea to have annual checks to ensure everything is OK here.

443738371_7dcd0d1acf_zThanks to Flickr for the pic

When the acuity of hearing begins to diminish, life can feel muted. And it can be really embarrassing asking people to repeat themselves over and again. You can find things like Hearing Aid Buyer Today’s buying guide useful for figuring out what kind of device might enhance your parent’s hearing. If you find they are dropping out of conversations or simply not engaged with the family as much, it’s worth having the hearing tested.

As the acuity of vision diminishes, everyday tasks can become a problem. It’s not just about being able to read the labels on food in the grocery store. Driving also requires good vision so that hazards and road signs can be identified. Reading glasses are only helpful for so long. Regular eye check-ups will ensure there are no major problems. An accurate prescription for glasses can help enhance the vision so your parent can enjoy their regular hobbies again. It can also help them maintain their independence for longer.

27004275306_289727225a_zThanks to Flickr for the pic

Physically, your parents are probably doing quite well. We are all fitter, stronger, and healthier than we were decades ago. But to maintain a healthy physique, it’s important to keep exercising the body every day. Walking is one of the best ways for people to stay well. Stretches are also important to maintain flexibility and muscle strength. A lack of core strength and posture can lead to a risk of falling. This can result in serious injury for poor Mom or Dad.

If your parents have stopped working now, think about how they are spending their spare time. We all need plenty of enriching activities in our lives. Some of those hobbies and interests may be physical in nature, like dancing or swimming. Others may be mentally stimulating like music and reading. A good variety of things is best. And any that boost a person’s social life is ideal. Humans need the company of others. It helps support good mental health.

2560935556_d6a5d1cafb_zThanks to Flickr for the pic

There are plenty of ways you can support your parents without appearing too pushy. If they seem quite content and happy, then there is little you need to do for now. But keeping an eye on things you’re worried about is the right thing to do. Of course, they are grown-ups and can take care of themselves, right? This is a valid point. But if they were worried about you, they would be doing all they can to make sure you’re OK. If you’re met with resistance, just back off for a while. Chances are they will appreciate your concern later.

They say the 70s are the new 50s. Many people in this age group are enjoying active lives with plenty of friends and family around them. And it is thought that people in this age group tend to be better off financially than their parents were. This means there is more income to spend on enriching their lives, maintaining their homes, and taking care of their health needs. Does this mean there is no need for us as children to be concerned?

Aging happens. When the signs of aging start to affect our lives will be different for everyone. The most common ailments like coughs and colds can take longer to get over later in life. Injuries will also take longer to heal, and some may not heal fully, depending on their health. Does this mean we should be wrapping our parents up in cotton wool? It can be tempting to want to protect them as they become older and a little more frail. Having a conversation with them about this may be awkward, but it will help everyone know how they’re feeling.

Now your own children are becoming a little more independent, why not spend more time with your parents? You could enjoy healthy meals together and even enjoy some activities together. There are plenty of different things you could all enjoy as an extended family. You’ll each have your own preferred hobbies that you could introduce to each other. Staying connected is important, and it gives you a chance to notice if there are any problems. Best of all, it gives your parents a chance to spend time with everyone.

It’s true that aging can bring more serious illnesses. Heart and lung problems may present themselves. Sadly there are many cancers that are more likely to occur as we age. Diabetes can be particularly troublesome for someone later in life. But it is dementia that is affecting families the most. This cruel illness can cause serious memory problems and a loss of independence. We are all forgetful at the best of times. As we get older, this can become more common.

But if your parent is often confused as well, it might be a sign that there is a problem. A good doctor will be able to test and diagnose dementia. You will then need to consider how best to make sure your parent is safe and well for the rest of their lives. More and more people enjoy having their parents live with them. This could enrich your life too. Take care.


Cori's Cozy Corner Disclosure Policy

How to Become a Work-At-Home Mom

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

typewriterEntering into the workforce can seem daunting as a mother. It can be especially hard if your kids are still young and need you to be around. Having a job and being a mother doesn’t always seem practical, but with the amount of work available for you to do from the comfort of your own home, you never have to second guess yourself ever again.

There’s a variety of jobs available for a wide range of people and skill sets. Being able to work at your own pace and set your own hours is a stay at home mom’s dream.


Because transcribing can be seen as tedious, there’s a large market for freelance transcribers. A transcriber listens to an audio or video recording and types up what is being said. While it may not seem like a huge deal, sometimes having a written transcription of a meeting or an event can be extremely essential to a business.

Graphic Design

For all of you computer savvy and creative moms, graphic design is a great option that can be done remotely from anywhere in the world. From logos to posters, people are looking for creative minds to help them promote their business and personal brands. Because it can all be done on your computer, there’s no need for you to have to leave your home office to get work done.

Brand Ambassadors

For those moms interested in doing more than just freelancing, you can also start your own business while in your pajamas. Companies like Amway allow you to begin earning income through their compensation plan. You do this by selling as much or as little inventory as you want while creating a network of people that you can sponsor and enable to do the same. The coolest part of working with Amway is that you can choose what you want to sell, such as health, beauty and household products. This way you can be truly passionate about what you’re selling.

Writing & Editing

From creative writing to blog posts, their are plenty of people and companies that are looking for talented writers. Certain sites connect you with companies that are looking for writers that are experts in pretty much every topic imaginable. Some of your favorite blogs are also likely looking for people to contribute to their website and are willing to pay.

Or maybe you’re the kind of person that goes on Facebook and spots grammar mistakes faster than anyone you know. Why not get paid to fix all those mistakes? Freelance editing has become a booming business in recent years. From emails to articles, companies and individuals will pay for a second opinion or even just a second glance. You also get to choose what you want to edit, so there’s no obligation to read through someone’s 100-page dissertation.

Virtual Assistant

As mothers, you become experts in multi-tasking and staying organized. Fortunately, there are people that are not quite as skilled in that department. Some people need help maintaining their calendar or setting up meetings. Because of the technology available today, you no longer have to sit in an office to be someone’s assistant. Virtual Assistants work remotely over email and telephone, making it the perfect job for stay-at-home moms.

Arts & Crafts

For all of the artistic and crafty moms out there, now is the time to sell your creations online. Sites like Etsy allow you to not only sell your wares to people who are looking to add some beauty into their lives, but it also helps you create a store front where people can look into purchasing other items from you in the future.

Thanks to technology, you never have to feel like you have to choose between your family and your career. Making money from home has never been easier and being a working mom no longer has to stay a dream; it can be your reality.


Cori's Cozy Corner Disclosure Policy

Keep Your Little Ones Safe In The Car On The Road

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

If you have kids, safety is probably always on your mind. Whether they are at home, in school, or even on holiday. However, something seems to change when we get on the roads. A lot of parents completely forget the child in the back seat. It’s ironic because many have ‘baby on board’ plastered on the back window. But if you look at the way they are driving, they’re the ones putting the kids at risk. To a certain extent, it’s understandable why some people aren’t the safest drivers. When you get behind the wheel of a car, you’re taking on an enormous amount of power. It’s tempting to throw that power around a little and people do. Particularly when they have bigger cars. But those parents have to remember and consider the littles ones in their back seat. If they think about this now, they can avoid a massive regret later.

Bigger Isn’t Always Safer


There are parents who feel reassured that their children are safe because they have a larger car. If the children are high up and in a powerful machine, there’s little chance of them being injured in an accident. That’s rarely ever true, and some larger vehicles can be more dangerous. For instance, in the past, a number of SUVs have been tangled in lawsuits because they have rolled during an accident. As such, you shouldn’t assume bigger is better for the safety of your children. It’s not about what you drive but rather, how you drive it.

One Is Always Too Many

drink-driving-808801_640File Credit

You might think that you’re safe having one glass of wine or one lager when you’re on the road. According to new research, this isn’t the case, and one could be just as dangerous as ten. When it comes to drinking and driving, it’s best to keep the number of glasses at zero. You don’t want to take that risk. You may not legally be held responsible if you crash after one beer. But, if you do end up in an accident you will always wonder. Would I have seen that hazard earlier if I hadn’t been drinking? Would I have stopped in time? You don’t want to spend the rest of your life asking yourself those questions. You’ll be able to get a DWI lawyer on your side but everyone else will blame you for the accident.

Never Argue In The Car

8691742996_5053244d52_zCredit Image

Children in the car can be incredibly distracting. They might be arguing with one another. They might be arguing with you. Some children can even be quite aggressive, hitting at one another. Those erratic movements will take your attention away from the road. The danger here is you focus more on your kids and less on the drivers around you. Instead, it’s best to pull over if you see your children start to act up. Make sure that you get them under control before you continue to drive. Or, find a way to calm them down by putting on music or their favorite show in the back. Many people don’t realize that arguing can be just as dangerous as talking on the phone.


Cori's Cozy Corner Disclosure Policy

Why You Absolutely Need to Create a Will

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

PImage credit: shippee

Creating a will is caring for your family when you’re gone, sounds a bit morbid sure, but it’s the reality.

Do I really need a will? What’s in it for me?

A will is a legal document that specifies who will inherit what you’ll leave earth when you pass away: real estate, bank accounts, cars, jewelry and other property.

You have the choice to leave everything to one person or divide it up in small, detailed shares, such as the case with land or possessions. However, a will is much more than just a means of distributing your property after you’re gone, especially if you have kids who might challenge a will that they don’t think is fair.

What if I die without a will?

Chaos ensues. Without a legal will, there’s no guarantee that after you’re gone, the money you left will go to the people you want to receive your assets. This might sound stiff, but dying without a valid will gives the law power to divide it according to a fairly inflexible formula. Your spouse would only receive about one-third or one-half of your state while the rest would be given to your children.

This may sound good, but without a will, some States will appoint an administrator who charges fees for the service to manage your children’s money until they reach the age of 18. This means that your spouse won’t be able to access the money left to help you raise your children without challenging a will to help her win the legal procedure. And even after the courts decide that your spouse could control the funds reserved for your children in trust, he or she would have to routinely show an accounting of how the money is used every year.

Can I make a will myself or do I need a lawyer?

The former. However, you’ll need to devote time, energy and even a little money to do it right yourself. Many people have created legally valid wills through the help of books or will-writing software program, although mistakes may happen if you decided a DIY will creation.

If you’re wondering if anyone will go the lengths to challenge a will that they believe to be unfair, absolutely. Your spouse, children, or even relatives might go to the courts to challenge your original will.

This is why it’s important to ask help from lawyers when creating one. However, if you really want to do it on your own, here are some ways to get started:

  1. Create a list of all your assets, this includes bank accounts, real estate, life insurance, investments, and personal property.
  2. Decide hard whom you want to inherit what, and when. For example, you may want your son to inherit his grandfather’s watch when he turns 21.
  3. Choose a guardian for your children.
  4. Choose an alternate guardian if the first choice is unable or unwilling to do it.
  5. Decide if you want someone to manage the assets you leave for your children.
  6. Choose an executor to carry out your desire and manage the required paperwork after you’re gone.
  7. You may also include a letter stating how you would like your children to be educated and raised, your funeral to be arranged, and so on.


Cori's Cozy Corner Disclosure Policy