What Is a Check Stub and What Does It Need to Show?

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According to the U.S. Small Business Association, small businesses employ 59.9 million people in the U.S. Businesses have many reporting and withholding responsibilities to the Internal Revenue Service, their state tax department and, in some instances, local government authorities.

Businesses also have duties to provide their employees with detailed information concerning payment for work performed, taxes withheld, and more. Employers also need to file a Wage and Tax Statement (W-2) for each of their employees. This form will assist the employer in calculating tax withholdings from their employee’s wages.

When an employer pays their employee, they need to provide their employee with a check stub aka pay stub. If you’re new to having employees or new to handling payroll, you may be wondering “What is a check stub and what does it need to show?”

Let’s answer those questions.

What is a Check Stub? 

A check stub should accompany each payment to an employee to show how the employer calculated the amount they are being paid. Check stubs provide the employee with an opportunity to check the employer’s calculations and bring any errors to their employer’s attention. 

What Do Check Stubs Need to Show?

Check stubs should to identify the individual employee being paid and include sufficient information to fully inform an employee regarding each payment of wages or salary. Not all check stubs will include the following information, but this is a list of items that commonly listed.

Employee Identifying Information

A check stub should include the employee’s full name. It can also include the employee’s address and social security number. 

Date Paid

Check stubs should show the date the employee was paid. This is the date the check is written or the date of the direct deposit.

Pay Period

The pay period should be listed on the check stub. Businesses pay their employees on different schedules. Such as, be daily, weekly, every other week, twice a month, or monthly.

Gross Pay

Gross pay is the total amount an employee earned during a pay period. 

For hourly employees, list their hourly rate and the number of hours worked. If they worked overtime, list the hours worked and the overtime pay.

For salaried employees, list the portion of their salary they have earned. This can be calculated by dividing their yearly salary by the number of payments they receive per year. For example, if they get paid monthly, divide their yearly salary by twelve.

If you’re paying your employee a bonus, specify it as a bonus and list it in the gross pay section of the pay stub along with the amount.

List of Deductions and Contributions

Employers must deduct federal, state and (sometimes) local taxes from their employee’s wages. Also, list the amounts your business pays for federal and state unemployment tax and FICA taxes

The folks at PayStubs.net also encourage you to list all the other deductions and contributions made. For example, for the health insurance premiums and retirement accounts, and whether they were made by the employer or the employer. 

Net Pay

Net pay is the amount the employee receives from their gross pay after calculating all the deductions. 

Providing Check Stubs Makes Good Business Sense

Understanding the answer to the question “What is a check stub?” and providing the necessary information to your employees will help you communicate better with them about their earnings. It also makes your job easier because employees can review their check stub rather than having to ask for details in person.

If you’re looking for other great business articles, you can find more of them on our website. 

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Why Going to the Right Dentist is Important to Your Health

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Visiting your dentist on a regular basis is one of the best ways to keep your teeth healthy and ensure that any problems with the teeth are dealt with at the earliest opportunity. As a general rule, visiting your dentist regularly, or at least twice a year is a very good dental health practice. One of the things that most people may not even be aware of is that your dentist can uncover many other health issues about your overall health. As such, when you visit Wentzville Family Dentistry clinic or any other dental clinic, you should be sure to receive checks on your general health report from your dentist.

Here are the reasons why going to the dentist is important to your health:

Dentists can tell signs of diabetes

It is possible for doctors to see the signs of diabetes based on how your gums look like, receding gums, bacterial infections of the gums and so on. These are signs that will first be detected by the dentist during your routine oral checks.  There are a number of dental issues that could point to signs of diabetes and this is important that people visit their dentists frequently for such signs to be detected early for better prognosis. Gum diseases that do not respond to treatment, gum abscesses, bone loss in a short time, can all be signs of diabetes. The fact that dentists are trained to see these signs and give advice to their patients means that they are the first professionals that can save your life though diagnosis.

The right dentist can detect heart diseases

There are many types of heart conditions that a dentist can detect. These are signs like bleeding gums, swollen gums, and general gum diseases. Gum disease, if not treated early can actually lead to bacteria traveling to your heart and hence form blood clots. It could also lead to plaque building up in your arteries, hence bringing about a serious heart condition. It is also true that periodontitis will not only put your mouth at risk but also the heart. As such, a qualified dentist will be the first person to detect these conditions and put you on the right track medically.

General oral healthcare is good for your comfort and confidence

If you visit the right kind of dentist, they will help you to take care of your dental health and this means that you will be healthy in all aspects. Your oral health can be a good way to maintain a healthy body. Do not forget that all your foods enter the body through the mouth. A healthy mouth is a healthy body. Proper care of your teeth and mouth in general, will help you feel comfortable and confident even when you are talking to your friends and colleagues.

The right dentist assures you of healthier teeth

Teeth are part and parcel of your general health. As such, when you choose a qualified dentist, you are sure that your teeth will last longer and any dental problems can be detected early and dealt with professionally.

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It’s a Crafty World! How to Sell Crafts Online

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In 2018, around 39.5 million people made purchases on Etsy.

That’s a huge number of people who are interested in buying unique handcrafted items! If you’re a crafter, you might be wondering how you can begin to sell crafts online.

It can seem a bit overwhelming at first, but building your own online craft business can be a very rewarding project!

To learn how to create your own online crafting store, check out our guide below!

Find a Place to Sell Crafts Online

The first thing you’ll need to do in order to get your online craft business off the ground is to find a place where you can easily sell your crafts once they’re created!

Etsy is probably the most popular choice for crafters. They do charge listing fees, but you’ll likely face this with any site that helps you run your store. If you’re looking for other options, you could try out Facebook Marketplace, iCraft, or Folksy.

If you want to avoid these listing fees, you can always build your own website. You will have to deal with other costs though, like the fee to keep the domain, as well as the general costs that come along with website building.

Build a Brand

Chances are, you have a niche as a crafter. Are you a knitter? Do you make sticker sheets? Capitalize on what you’re best at. You can always branch out later, but it’s best to start out with a very specific brand when you sell crafts online.

Establishing a brand will help you create a themed (online) storefront, and your customers will know where they can find crafts with your specific style.

This goes for your listings too. When you take photos and write descriptions, make sure they’re uniform and similar across the board. If you’re using any social media platforms to push your store, make sure your brand translates across your profiles and posts too!

Finalizing the Details

Once you’ve built up your online store, it’s time to focus on the details. How are you planning on shipping your products? Are you going to run sales or discount items during the holidays?

This is where building a business plan can come in handy. Make sure you’re prepared to take on the nitty-gritty details that come along with running your own business.

You will have to decide how much to price items so that you’re not only able to pay for your materials but also able to make a profit. Make sure you also account for startup costs, as well as how much it costs to list your products or run a personal website.

It’s important to keep track of your financial details. If you have anyone else working under you and helping you craft, you can use a website like PayStubCreator to provide them with their own financial records.

Researching your target demographic and tailoring your social media efforts and new products towards their interests is important as well. As your customer base changes, your products may need to adapt slightly as well.

Get Crafting

Many people decide to sell crafts online because they love crafting as a hobby. It’s important to recognize that running an online business is much more complex than that. However, once you gain some momentum, you can enjoy what you love doing while making some money along the way too!

For more crafting and DIY articles, check out the rest of our site!

 

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10 Things to Remember While You Are Preparing a Trip to Tuscan

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If you are planning to go on a trip to Tuscany, then you are in for a treat. Tuscany, Italy has a long reputation for serenity and beauty. This is a reputation that began before our common era. It is impossible to visit this picturesque area and not fall in love with its unchanging rolling hills and fascinating sunsets. From museums, to restaurants, it is easy to find activities that will pack your vacation full, but before you go on a vacation to Tuscany, you do well to remember the following ten tips.

#1 It Gets Hot In The Summer and Air Conditioning is Rare
If you are traveling to Tuscany in the summer, keep in mind that it will get hot. You do well to bring a water bottle so that you can fill it up often; apart from that, you are going to also want to wear light clothes. Apart from that, it may be wise to plan to visit indoor attractions like museums and churches. These are buildings that stay cool without air conditioning.

#2 Be Weary of Pickpockets
Unfortunately, pickpockets are a thing in Tuscany. When tourists are in high season, the pickpockets are in high season as well. With that in mind, you do well to pay close attention to your surroundings. Apart from that, buy backpacks and bags that are anti-theft.

#3 Wi-fi Coverage is not Everywhere
There is good Wi-Fi in several shops and cafes, but don’t be surprised if you cannot find it everywhere. You do well to communicate with your lodging facility before you arrive in order to make sure that you will have Wi-fi where you are staying.

#4 Get Your Cappuccino and Espresso On
You may be excited about drinking some of Tuscany’s delicious hot drinks. No doubt you will also be pleasantly surprised by the price. You can find cappuccinos and espressos everywhere, and they generally cost between 1-2 euros.

#5 Tip Sparingly in Tuscany
A coperto is a fee that is usually added to the bill; it covers the service. The coperto, however, is not a tip, so add a few extra euros if the service was great! Generally large tips are not expected in most restaurants and cafes.

#6 Look into a Villa Rental
Before going to Tuscany, you do well to investigate Tuscan villa rentals. Rentals in Tuscany are breathtaking. They include all that your company or family will need to have a memorable and relaxing time in Tuscany. They can lodge anywhere from 2 to 20 people, and they are homey and delightful. If you are going to Tuscany, you do well to get the full experience.

#7 Validate your bus ticket when you are traveling on public transportation
The travel tickets in Italy are open ended, so after you buy a ticket, be sure to get it validated before you actually get on the transportation. You could get a fine if the ticket controller finds you without the validation.

#8 Take the “Riposo” into account
In several western countries, the idea of taking a daily rest is unheard of. Not so with Italy. The daily resting period is generally from 1-3:30. At that time, the vast majority of shops and restaurants will close down. Learn from the natives and take a siesta. After your nap, you can go out for a great dinner.

#9 Get Ready to Drink Great Wine
Several regions in Italy are known for their great wine. Tuscany is no exception. In Tuscany, you can find amazing local wines apart from Chianti Classico. There are various wine areas in Tuscany, so always choose the house wine.

#10 Try To Learn a little Italian
Even though English is spoken everywhere in the region, you are in Italy. Do your homework and try to learn a few phrases. Even just a kind, “Ciao” will get you a lot of love from the locals.

You Only Win in Tuscany
Regardless of what you plan to do on your Tuscany vacation, there is no way that you can go wrong. Tuscany is a place of dreams. It is filled with world famous monuments and delicious delicacy. Before you travel, it is good to have a few things in mind that you want to do, even if that includes just sitting at the pool.

 

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How to keep your Little Ones Open Minded About New Food

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Many parents fear the prospect of a fussy-eater. After all, having to tailor mealtimes and take up the enduring war of trying new foods can be frustrating. However, all is not lost. If you have a toddler or an infant on your hands, now is a great time to get them to experiment with new food. Encouraging them to try out fresh vegetables and fruit, before moving onto more complex flavors could save you a lot of trouble later in life.

Start with fruit

If your toddler has already developed a bit of a limited palate for new foods, a good gateway health food is fruit. Slightly more sugary and full of bright colors, you may find it easier to convince them that healthy food can be fun and enjoyable.

Let them try food during prep

While you’re chopping vegetables and getting food ready for their dinner, why not let them try out new flavors as you cook? For example, if you were preparing countless amounts of vegetables for a stir-fry or stew, then try putting them on their highchair table. This puts more of an aspect of free will into the process of trying new vegetables. Watching you get dinner ready should also spark some curiosity into how their meals are put together and what really goes into them. If you’re worried about mess, then try a smock that covers both them and the highchair. Buying a stylish pink weaning bib will not only keep their highchair clean but also be easy to throw in the wash once you’re done.

Don’t be too stern

Many of us still recoil at the phrase ‘eat your broccoli’ and for a good reason. If you tell your children that they must do something or suffer the consequences, then they will associate it with punishment. Try and use more positive language, such as ‘be sure to try your broccoli, it tastes great with the stir fry I made you.’ A simple change in language could help you enormously.

Keep the sample sizes small

You might be gutted to discover your child doesn’t like spinach if you’ve made an entire cheese and spinach omelet. If you are trying new foods, you will want to keep the portion sizes small until they become accustomed to the taste.

Plan ahead when possible

It’s important that you don’t scold yourself for occasionally serving your child the odd TV dinner or oven-ready meal. Sometimes there is no replacement for chicken nuggets or fish fingers if you’ve gotten home from work late, or are pressed for time. If you find yourself doing this regularly and want to break out of it, you may find that planning helps you to make quick and balanced meals. Scheduling in a grocery trip and buying produce that’s for specific recipes will ensure that you can try out a new meal at some point during the week.

Fussy eaters can be a real challenge, particularly if your little one has a tendency to dig their heels in when confronted with food they dislike. By taking a measured approach, you can help to widen their palate subtly, and perhaps without them even knowing.

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Looking After Your Body: How To Protect Yourself

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Looking after your mental and physical health is important. We’re only on earth for a short space of time, so doing all that you can to stay fit and active can help reduce your risk of developing heart disease, diabetes, and heart attacks to name just a few. Here are a few things you can do to protect yourself, enabling you to have a good quality of life.

Follow a Balanced Diet

If you’re prone to gorging on sweet treats and junk food, you may not realise the negative impact it can be having on your health. Processed foods full of salt and fat can increase your chances of getting heart disease, so steering clear of unhealthy foods and swapping them for plenty of fruits, vegetables, and foods full of protein, vitamins, and nutrients can help you take good care of your body.

Regular Exercise

Regular exercise is another great way to look after your body. Keeping active can not only improve your stamina and build muscle, but reduce the risk of you developing diseases like type 2 diabetes, and cardiovascular disease. If you aren’t keen on the idea of going to the gym, there are plenty of exercises that you can do from the comfort of your own home. You should aim to do at least 30 minutes of exercise per day, which can help protect your health, give you energy, and improve your memory.

Good Night’s Sleep

If you aren’t getting a good night’s sleep, you won’t be able to function at your best. Running on fumes can take its toll, especially if you work long hours. There are lots of tips available that can help you get some much-needed rest, enabling you to wake up in the morning feeling refreshed and ready for the day ahead. Sticking to a routine, switching off your smartphone an hour before bed, as well as avoiding caffeine are just a few things that you can do to help improve your sleep.

Reduce Stress Levels

High stress levels can lead to many serious health problems, such as anxiety, depression, cardiovascular disease, and high blood pressure. With many of us leading busy schedules, it’s inevitable that you will have to deal with some level of stress, however, there are things that you can do to help you feel more relaxed, such as meditation, and yoga. Shutting yourself off from the outside world and having some time for yourself is important.

Seek Help

If you need medical assistance, don’t hesitate to make an appointment with your GP. If you believe you have received insufficient care from an NHS hospital and are suffering as a result, you may wish to consider making a medical negligence claim. There are many reasons why people make medical negligence claims, such as from poorly led surgery, or childbirth that has resulted in the baby getting cerebral palsy. If you want to find out more about the latter, you may want to look at contacting the-medical-negligence-experts.co.uk.

Following a balanced diet, incorporating regular exercise into your day, practicing relaxation techniques like yoga to reduce stress levels, as well as avoiding caffeine to help you sleep better at night are just a few ways on how to look after your body.

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Home Maintenance Tips to do Before Winter

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After a busy and fun-filled summer, the last thing people want to be thinking about is a cold and wet winter. It can be easy to put off basic home maintenance tasks that have been on the list since the beginning of the year but still really need doing. Some of which are more important than others.

However, to ensure that you stay warm this winter and that your house is operating at its most efficient, you should complete these winter home maintenance tasks before the cold arrives. Some of them will be impossible to do when the cold weather has come in so it’s worth setting aside some time to complete them now so you can spend the winter months cozying by the fireplace waiting for the summer sun to return.

Prepping Your List

Before you start on any tasks it’s probably a good idea to go around your house and make a list of everything you think needs doing. If you find tasks that you don’t think you will be able to complete yourself then you can always go online and search for ‘handyman services near me’ to find someone to come and complete them for you. Some jobs will require a professional to carry them out for you.

Sweep the Chimney

For anyone with a log burning stove or open fire, one of the most important things you can do before the winter hits is get the chimney swept. Some of the latest figures available show that there are 7,000 chimney fires every year in England. However, most of these are preventable with basic chimney maintenance.

There are different guidelines on how often you should clean a chimney depending on the type of fuel that you burn. The guidelines are:

  • Oil fires and gas fires – Clean the chimney once a year
  • Bituminous coal – Clean at least twice a year
  • Wood – This requires the most maintenance and chimneys should be cleaned up to four times a year

Check for Drafts and Gaps

Improper insulation around doors and windows is one of the leading ways in which heat is lost in the home. In older houses, especially, this can be a real problem. It doesn’t take long to go around the house on a breezy day and just move your hands around the edges of windows and doors. This will help you to identify areas where you are losing heat.

The solution to fixing these types of small issues is to use some silicone to fill in the gaps. For larger gaps around windows, you may need to use a more heavy-duty filler or concrete/mortar mix. If the gaps underneath doors are a problem then draft excluders are cheap to purchase, and you will be sure to feel a difference almost immediately.

Insulate the Roof and Walls

Along with getting your chimney swept, this is another job on the list that is probably best left to a professional. However, it’s easy to identify whether or not this is something you should look into doing.

One of the most common and popular forms of insulation you can use to upgrade your home is cavity wall insulation. This type of insulation is put between the brick and the inside wall of your home. Sometimes it comes in blocks of insulations and sometimes it can be sprayed in by a professional insulation company.

The other area that you can look to better insulate your home is in the roof. You can do this yourself by purchasing large insulation blocks and fitting them between the eaves of the roof.

Test Drive Your Central Heating

It’s a simple tip but one that you will kick yourself about if you don’t try it. Simply checking that your heating in your home is working before that first cold snap comes in is a good idea.

As you can probably imagine, plumbers are at a premium when the cold weather comes in because people will realize their heating and boiler systems aren’t working. It can sometimes be days before someone can come out to have a look. Save yourself some stress and run the heating for an hour, just to make sure everything is working okay.

These tips should help you prepare your home for the winter months. As well as being useful for helping to keep your home warm, they are also important because they will help to keep you to save money when using something like a log burning stove to heat your home. Putting in the effort beforehand will ensure that you are ready for when the cold weather arrives.

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What is the Appeal of Custom Items?

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Nowadays, you can create almost any type of a custom item based on your wishes and preferences. Whether we’re talking about custom aprons, mugs, clothing or anything else, there are lots of options at our disposal.

Unfortunately, even though this is very appealing, there are lots of people who still prefer buying clothing and other products from traditional stores. Instead of creating something by themselves, they like to buy generic products that have been sold by the thousands.

Of course, we shouldn’t judge them for this as shopping can be a really cool experience! But, if you’re into creating something by yourself, there is nothing better than custom items.

What makes custom items so great?

Simply put, they give you full control over all items that you buy.

You want a piece of clothing? Why don’t you buy the exact color scheme you want with a certain design on it? A custom apron? Buy one that will allow you to be more efficient in your kitchen!

No matter what we’re talking about, these items are simply amazing. Whether we’re talking about t-shirt prints, item prints or 3D printing, almost anything can be customized. You can put symbols, letter or complex images on these items; the only obstacle are your own wishes and creativity.

Customizable items are also great as you can choose the material which is used for an item. So let’s say you need a t-shirt but you’re allergic to a specific fabric. Now, you can get a t-shirt not only in the right size but with a proper fabric that will not cause any allergic reaction.

What is the biggest drawback to these products?

There aren’t many to be quite honest.

If we have to mention something, that would probably be the delivery time. Besides your traditional stores, customized items are often made online. You can place an order, leave specs and then the company will create a product according to your wishes.

There are lots of things you can do which is why some people get lost in the process as they get overwhelmed, they drop the idea altogether. You shouldn’t be intimidated by this creativity (or should we say, amount of possibilities). Instead, just take your time when creating a product as this is the best way to create an item that you will keep for a long time.

The only issue might be if you need a new t-shirt and you’re waiting for it to be delivered. But let’s be honest, this is something that rarely happens.

Last thoughts

If you want something new, provocative and creative, don’t be overwhelmed by the amount of options custom items provide. They are an exciting, new way of purchasing items where you control every part of the process.

These products may take a while and in some cases, they might be a bit pricier than basic, cheap items that are found in stores. This makes sense as there is more work involved. However, the end product is more than worth it!

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Why You Should Consider External Help for Your Struggling Teen

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As a parent, you may feel like you are – or should be – equipped with the solution to every one of your child’s problems. To be unable to help your child can make you feel like a failure as a parent. However, it’s essential to understand that when it comes to mental health, there isn’t much you can do beyond the active steps to help and support, and this is why it’s crucial to hand it over to professionals educated in how to help, support and encourage your child through their difficulties.

The Success of Residential Treatment

A teenager’s everyday life, such as attending school, suffering the pressures of society and being cooped up at home, will not have any positive effects on their recovery process. Seeking the help of a tailored residential center, such as igniteteentreatment.com, can be the most crucial step in your teen’s recovery. You can rest easy knowing that your teen has the help of skilled professionals, mentors, and therapists every hour of the day.

Your Teen Needs Expert Help

Your offering of love, support, and communication are valuable in your teen’s struggle, but they are not all that is required. In order to fully recover, your teen needs the help of professionals who are educated on how to treat mental health issues. Medical professionals are equipped to analyze signs and symptoms better and tailor the best treatment plan for your teen. Mental health should be treated as seriously as any physical issue. If you would take your teen to the hospital for a broken bone, the same logic should be applied to mental health.

Neutral Ground

You may have a very close and open relationship with your teen, but there are still things young people are unwilling to discuss with their parents, or perhaps feel uncomfortable discussing. Seeking external help, such as a therapist, offers a neutral and objective person to listen to the teen admit their deepest feelings, without the teen having to worry that they are saying something compromising in front of a parent.

It is still important to have an open communication line with your teen and let them know that you are ready to listen to anything they may wish to discuss. Unfortunately, however, young people aren’t always forthcoming with feelings they deem as shameful or strange, particularly with their own parents.

Because You Need Support, Too

Whether you’re a single parent dealing with your struggling teen alone, or as part of a couple or large family, the process will take its toll. It will be heartbreaking to watch your teen suffer and not be able to offer a definitive solution to their problem. This is why you should seek external help: because not only does your teen need all the support they can get, but so do you, in order to be better equipped to deal with the situation. You don’t want to spiral into negativity and hopelessness yourself, as you need to be stable for your teen.

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Health and Wellness This Summer

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Staying healthy in summer is much like staying healthy throughout the other three seasons. However, there are some adjustments that can help you to stay cool and collected, eating fresh and naturally colorful produce, hydrated, and out of the sun during the hottest part of the day. Summer is many people’s favorite season, and it isn’t hard to see why when the light of the day stretches long into the evening, there’s new life and vibrancy spilling from flowerbeds and hedgerows, and the awakening moment that follows sipping a fresh and chilled lemonade after a long day at work.

Many people seem to adopt a more relaxed way of living in the summertime, so find out how you can join them, stay well, feeling happy, and looking radiant.

Work Out In The Morning

It can be exceedingly dangerous to work-out in the midday sun, so simply do not. You can quickly become hydrated and disoriented, and doing so can be dangerous, especially if you enjoy to go out running and walking in remote areas. Instead, try and get your work-out completed during the cooler hours in the morning. Aim to have it wrapped up by 8 am, as the day will only start to climb higher in temperate as the hours pass from here on in.

Stay Hydrated

Staying hydrated is paramount to nurturing your health in the warmer months, as dehydration can have some very serious effects on your body, and such include a loss in brain functionality – you can experience slower reaction times, tiredness, irritability, headaches, and dizziness.

You may also suffer from blackouts, constipation, and general malaise if you’re not drinking a sufficient amount of water throughout the day. If you’re out and about and keeping busy in the summer months, then it’s even more crucial to stay hydrated. You should also be looking to drink at least two liters of water each day, but if you’re sweating and losing fluids, then go ahead and be sure to drink more.

Dehydration is most common during the summer when you’re hungover, jet-lagged, and physically exhausted after a tough work-out. It’s not beyond the realms of human ingenuity to be hooked up to an iv to receive the vital hydration you so desperately need. Look for a mobile iv in Miami if you know for a fact that you could certainly benefit from receiving a quick infusion of vitamins and fluids to help you on our way.

Eat Fresh

Summertime provides you with the perfect opportunity and conditions to eat fresh food grown locally that is bursting with flavor. Search for fresh tomatoes, peppers, and greens to make salads for both your lunches and dinners. It can be a challenge to motivate yourself to cook when it’s warm outside, and the last place you will want to be is in standing over a hot stove in a stuffy and swelteringly humid kitchen. Keep recipes simple and eat plenty of the fresh summer produce available to you. Don’t forget you can freeze vegetables so that you can enjoy them and all of their healthy minerals some weeks, and even months later.

 

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