Archives for June 2019

4 Home Improvements to Make to Benefit Your Health

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It is both a blessing and a curse that we’re always connected to the outside world. From the smartphones we’re glued to daily, to the wearable fitness tracking devices we have strapped around our wrists, we’re obsessed with technology controlling our lives.

Have you ever stopped to notice the effect our device-driven lives are having on our health, however?

As our jobs get busier and communications become more instant, specific health problems can start to show. The quality of sleep gets poorer, our moods become lower, and the inability to switch off can affect our overall well-being.

With this see’s the rise of the self-care and wellness trend. Not only is this becoming a factor across the workplaces, but it is also now seeping into home interiors, decor, interior design, and architecture.

Here are four ways you can embrace some home improvements which will benefit your health for the better.

Introduce open space

Rooms which are enclosed with walls and doors can create a boxed in effect, making us feel cramped and restricted. However, rooms that are more open plan and flow into each other give the illusion of lots of space and openness, which can apply the same effect to our minds.

Open space allows us to feel freer, where experts have said this can lead to increased creativity and a less cluttered mind. Look at using internal or external bi-fold doors, either separating two rooms or leading to the back garden. The fact that these are ceiling-to-floor windows and can open out allows instant open space.

More natural light

One of the key interior hacks to lift our moods and instantly make us feel more mentally awake is to invest in more natural light. This means it’s worth having as much natural light as possible flowing through the home.

When surrounded by light, our mood can lift, with feelings of depression fading away.

Perhaps you currently have net curtains or blinds blocking natural light, or small, old windows which are stained or have chunky frames which minimize the flow of light. Look at improving your windows if they are old or need replacing. You can get beautiful modern sash windows which look elegant, as well as letting in substantial light. Take a look at Timber Windows Direct for inspiration.

Bringing the office home

Working long hours in an office can make you feel mentally drained, with aching shoulders and poor posture. It’s becoming more common for workers to return home from a long day at the office bringing their problems with them.

However, thanks to a recent introduction of more flexible working across workplaces, employees’ can now request to work from home occasionally. As well as boosting morale and reducing stress levels associated with commuting and long office hours, this is slowly leading to our homes being designed with working areas in mind.

Why not look at turning a spare room into a comfortable office? If it allows space for a desk and office essentials, it could quite quickly become a working space which reflects everything that motivates you.

As slumping over at desks for long periods of time is bad news for our posture, look at choosing a sit/stand desk set up. Also, if you’re currently looking at new development homes if you’re moving, look out for homes which now come equipped with USB charging ports and integrated lighting.

Bring nature indoors

The presence of nature has been linked proven to increase our productivity and concentration levels, helping us feel calmer and more relaxed.

You can bring nature into your home by including outdoor elements around the house. One way to do this is to invest in house plants, flowering pots, herbs, and even false plants dotted around various rooms.

Another home improvement update is to look at incorporating plywood edging to decking and other furnishing details. Straw is also becoming more popular across the home, bringing this natural material into kitchens, bedrooms, and living rooms via woven baskets and storage.

Above all, looking after our health and well-being is an essential factor in life, not an indulgence. Our health should come to the forefront when not only improving our work/life balance but improving our home too. Take on board the advice above, tailoring certain aspects to fit in with your health concerns, and start enjoying your home.

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How To Fall Back In Love With Your Garden

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Your garden should be your own personal slice of heaven; an escape from the daily struggles and a place where you can get away from it all, literally in your own garden. No matter how much space you have to play with, your garden should be inviting and help you to clear your mind of the clutter. If you feel as though your garden has lost that spark, here are some tips to help restore it to its former glory and reignite the love you once had for it.

Take back the space

The first thing to do is to clear away any fallen branches, debris, or dead or overgrown plants to clean your garden up. Establish where you want it to begin and end, and make that space defined, so you know how much you have to work with. Set some stones as a border to decorate it up a bit for some extra flair and to give it that professional landscaper touch. A garden in a crowded space doesn’t offer a lot of peace, so make sure there’s plenty of room for your plants to grow.

Roll up your sleeves

Hiring someone to do the work for you is much easier, and while there is an added expense, the time you’ve saved is probably worth it. However, you’re trying to fall back in love with your garden, and the best way to love something is to make it yourself with plenty of care and attention. You will have so much more pride about your garden if you did everything yourself, from clearing weeds to planting new flowers, to decorating. That feeling cannot be replicated. So, throw on some old clothes you don’t mind working in and getting dirty, grab your gardening tools, maybe put on some music, and get down into the dirt yourself and try some DIY gardening.

Add something new

Maybe the reason you have fallen out of love with your garden is that it has grown stale and is in need of an upgrade. Do some research on which plants bloom in which months so your new additions will bloom at different times and stagger. This tip keeps your garden in bloom no matter what time of year it is which will help you appreciate it year-round. Also, consider planting some greenery or flowers you haven’t tried yet – learning about and caring for something new is exciting, and can be extra satisfying when it thrives.

Additionally, try adding some new decor around the garden, like a trellis, some solar powered garden lights or lawn ornaments that match your style. You can even add some comfortable furniture like waterproof bean bag chairs to make the space seem more inviting.

Don’t ignore your garden – it can be so much more than an old, forgotten pile of plants! With a bit of work and a lot of care, you can transform your garden into something new, beautiful, and ultimately magical.

 

 

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How to Get Installment Loans with Bad Credit

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Seventy-nine percent of borrowers today are interested in loans that will be due in installments. Getting a loan with a bad credit score is a sophisticated experience. Most lenders will look at your financial credibility before they commit to giving you any loan.

Having a bad score is not a death sentence. If you’re getting punished due to your credit report, we are here to help you.

With the right tips, it is easy to get installment loans regardless of your credit report. This type of loan helps one make payment even when their credit score does not allow.

What Are Installment Loans?

This is a type of loan where you borrow a lump sum amount from a lender. The borrower has the flexibility to choose the desired amount and receives it all at once. Unlike other loans, installment loans should be paid within a fixed period that will be agreed with the lender.

The amount you get is then divided into installments and should be paid within that time. Most payments have monthly schedules, although this is subject to change depending on your agreement. Each payment you make is called an installment.

The best thing about installment loans is that the lender does not focus on your credit score but rather your ability to repay.

How It Works

Almost all loans work in the same way. The process starts when you submit your application and indicate your interest in the loan. The only difference between installment loans and other loans is that it gets approved within a few minutes.

If you apply in person, it’s possible to get the loan within the same day. This means you can apply and receive money to spend on the same day.

When you apply online, the approval period takes a slightly more extended period. The lender may delay your loan transfer period for at least one business day.

Once you get the money, the payment is spread over several months, and you will not have to pay a lump sum with your credit card.

When you fail to repay your installments as per your agreement with the lender, you will incur additional penalties. Regardless of your credit card status, it is essential to ensure that you can repay the loan and interest within the stipulated period. This may help you correct your credibility for future financial goals.

Common Installment Loans

Most loans are classified in the installment loan category. If you wish to know if your current loan is serviced under this category, the tips on this page will help you make the right decision.

Here are some examples of installment loans  you should consider.

  1. A Student Loan

The government offers most of its assistance to students in the form of loans. The money given to students in the form of student aid may not be paid back with interest, and even if it is, the interest rate will not be that high. The best part is most loans are offered without considering your credit score.

  1. Loans from an Online Platform

You can get a quick payday loan online. These platforms allow you to borrow money directly from a lender instead of getting it from an institution. Even if you do get the no credit check payday loans from an institution, both you and the lender stand to benefit.

On many occasions,  your bad credit will not matter because you will be repaying the money with interest.

  1. Credit Unions

Credit unions are made up of members who have something in common. These unions pass on earnings to their members in the form of excellent customer service and lower fees.

If you have a credit union near you, you can go and discuss a personal loan with them. Comparing loans from different institutions guarantees that you will get the best offers.

  1. Home Equity Line Of Credit

Owning your own home comes with more advantages than just not paying rent; you can be able to get loans from your property. With equity in your property, one can get low interest and tax- deductible line credit that you can use for any commercial venture.

Get a Co-Signer

If your friends and family do not have the money to lend to you,  they can agree to co-sign with you. Remember that if you do not pay back the loan, it may affect your co- signer’s credit score and they will have to pay the loan.

Family and Friends

This is one way of getting a loan that will help you pay off your credit card debt or other things you want to pay off. The best thing about getting money from family and friends is that you will not be required to pay back the money with any amount of interest.

Friends are also lenient enough to let you have the money for as long as you need. So,  you will not feel pressured to pay it back.

Auto Loan

Auto loans are typically paid within a range of 12 to 96 months. Most lenders don’t offer such long loans, especially to people with a bad credit report. For these reasons, some lenders offer the loan with a shorter repayment period.

You may also get a lender who is willing to overlook your credit score but may need to use your car as collateral. This type of loan also falls under an installment loan.

Don’t Give Up

Bad credit score should not limit you from making any financial plans. Instead, try and reach out to potential lenders and try your luck.

Most of these installment loans are available online, and you will not have to feel the embarrassment of trying. Additionally, getting turned down today doesn’t mean you will not get approved tomorrow.

If you’re looking for a loan but are worried about your score, check out our service page. We can work out a plan that will ensure you get appropriate assistance without overstretching your credit score.

 

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Tackling Your Anxiety Head On: 6 Ways That Can Help

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If you’ve ever experienced the symptoms of anxiety, you’ll know that the first month or so can be upsetting and scary in equal measure. After this initial phase, it’s a case of getting support and learning to manage the condition.

If you’re looking at ways to tackle your anxiety, then below are a few suggestions in how to cope and improve your symptoms.

Graded exposure

Graded exposure is a technique that is commonly used to treat anxiety by therapists, and the concept is very simple. This practice gradually introduces you to fears, so you become accustomed to them over time, without overwhelming yourself. For example, if you’ve been experiencing anxiety about walking into town, your approach would be something like:

  • Walk to the top of your street and back
  • Take a lift into town and walk around with a friend
  • Walk as far as you can get into town, and spend as much time there as possible
  • Prepare a system where someone can give you a lift home if needed
  • Keep trying to walk into town

Talk

Anxiety is bad enough as it is without sitting in secret silence. Talking with loved ones can help you talk about your fears and symptoms, and help to get them off your chest. It can also be a good way of planning your therapy strategy and how to move forward.

Exercise

Taking up exercise in order to help with anxiety doesn’t necessarily mean taking up a gym-membership or working out five days a week. Instead, taking up bursts of exercise such as running or swimming that produce endorphins will help to counteract the symptoms of an anxiety condition.

Meditation

With an anxiety condition, the mind tends to wander away to unhelpful and frightening places. Meditation uses mindfulness to train the brain to return to a place of peace and concentration. It can be challenging at first, but ultimately worth it.

Interests

Anxiety can truly knock your confidence, and so it can be intimidating to re-visit old hobbies you previously loved. Re-discovering hobbies and sport you enjoyed as a kid can help you to find your confidence again, and importantly, keep your mind occupied.

Stay healthy

Consuming foods and products that will leave you feeling drained or bloated will be incredibly unhelpful if you’re doing all you can to feel your best during a difficult time. Eating well and kicking bad habits will help you to stay mindful, and keep you feeling as balanced as possible. If you’d prefer to not rely on taking drags off a cigarette during an anxious period, then replacing the habit with vaping could help stem your addiction. Brands such as Ultimate Juice have starter kits and e-liquid cartridges for those who want to adopt a healthier habit, but not lose the security of puffing on an e-cigarette.

As you may have found from experience, anxiety is not something that is cured overnight. Instead, a combination of methods will need to be used to alleviate symptoms and repair the mind.

 

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5 Fun and Inventive Modern Storage Solutions

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It’s always great having the opportunity to redesign your home, whether it’s a small corner or every room. Most of your personality shines through the furniture choices you make, which is why it’s important to have fun with it.

There are so many modern furniture solutions these days, like the coveted spare pull out bed needed when extra family members might stay over for the holidays (or maybe when the partner is snoring!).

When choosing a furniture company, however, family-run businesses care about what they do and work hard with their loved ones to achieve it.

  1. Don’t Underestimate The Power of The Storage Unit

It may sound so simple, but a lot of people forget about the creativity you can have with storage shelves and cubes. Most come in individual pieces so you can build and tower the shape you want, to fit with the shape of your room. You can even finish off with a couple of funky backlights to make the shelves pop.

  1. Storage Benches: Comfortable and Functional

You know when you need a place to sit, but you also need a lot of storage space, with no room for both? Well, why not try a storage bench solution that’s the best of both worlds. For example, if you have a busy area by the front door filled with shoes and umbrellas, try storing them in the bench out of sight, which doubles as a place to sit to pull your shoes on and off. Brands like Anima Domus have a passion for the home, and you can check out their contemporary furniture Miami showroom if you’re in the area and are looking to rethink your storage options.

  1. Push And Pull-Able Furniture For a Wheely Good Time

The worst part about deciding to re-arrange the room is wondering how you’re going to attempt to move the heavy furniture that’s started to grow roots into the floor. Instead, why not opt for shelving units built on wheels for easy movement wherever you want them? No strain, no back pain, and an easy fix to the room change dilemma.

  1. Shelves, Shelves And More Shelves

It’s an obvious idea, but shelves are no longer just shelves. Gone are the days where it would just be a piece of wood pinned to the wall. Now you can try floating shelves, hanging shelves, shelves made from wine crates, shelves made of rope; you could even attempt to make your own shelves from whatever items you have lying about the house. There’s always a shelf to fit your taste and theme.

  1. A Coat Rack That Has Everything

Usually it’s a case of coat on the hook, keys in the bowl and mail on the table by the door, isn’t it? Why not create a coat rack that has a shelving unit on top of the hooks so that all your important “by the door” items can be kept safely together? Giving you extra floor space and a designated place where you know everything will be waiting for you.

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