What to Do if You’re Involved in an Accident During a Family Road Trip

Family road trips are supposed to be the most enjoyable times we have together and they make up some of our childhood’s most vivid memories. Unfortunately, long trips present a greater than average risk of car accidents and it’s a possibility we all have to consider. And things are even worse when accidents happen somewhere far away from home. Let’s look at what to do if you’re involved in an accident during a family road trip.

Get a Police Report

A police report is essential in these cases. Do this in conjunction with seeking medical attention for any injuries. It creates a neutral, third-party record of events. This is critical for providing the other person’s blame and your side of events if you go to court or file a claim with their insurer. Only the police can prove the other person was driving under the influence.

There are several rules to follow when talking to the police. Stick to the facts. Don’t admit fault or blame. If you’re concerned about how you’re treated or want additional evidence, record everything with your smartphone.

Seek Medical Attention

Seek medical attention as soon as you can. A full check-up by a doctor will ensure that you don’t overlook a serious medical problem that shouldn’t be ignored. If everyone is relatively fine, the medical records are still a neutral third-party record of what happened and its literal impact.

Check Insurance Laws for the States You Are In

Auto insurance laws are set at a state level. Some states are “no-fault”, leaving each driver liable for the damages to their own car unless there is an overriding liability like the other driver being drunk. In other states, the driver considered “at-fault” or responsible for the crash has to pay for everything. These differences can affect how you file a claim with your insurer or the other driver’s insurer.

If you don’t know what type of coverage you have, don’t worry – just call your insurance company. Explain what happened and where you were when it happened. If necessary, they’ll work out those legal details.

Talk to a Legal Expert

When dealing with the aftermath of a car accident, regardless of its severity, you need an expert at your side.

For example, if you were involved in an accident with a semi-truck, you need to contact a semi-truck accident lawyer. Attorneys who specialized in semi-truck accidents understand the ins and outs of dealing with commercial auto insurers. They can track down and sue the parties or companies considered liable for a tired or distracted semi driver. They can track down issues like failed tires and brakes that contribute to many of these wrecks.

Determine Whether Or Not to Carry On

It is your decision whether or not to cut your road trip short. If you do, track your expenses such as the cost of getting home in a rented car or a flight back. You may be able to get reimbursed by insurance or the responsible party. Keep receipts for any car repairs, too, because that can be added to your claim.

Conclusion

Taking the right steps after an accident can minimize the long-term impact of a car accident and make sure that the proper parties are held liable. It will also make sure that you get the compensation you deserve.