The Things Every Homeowner Dreads

This post may contain affiliate links.
Thank you for visiting Cori's Cozy Corner! Please make sure to like us on Facebook, follow us on Twitter and subscribe to our E-mails!

Anyone who owns a home has plenty to worry about. There are lots of things that can go wrong and you need to know how to minimise the risks associated with owning a home.

CCL-21-2-8d58bImage Source


Fires devastate homes. Not only can they destroy your home, but fires kill people too. They’re probably the worst of all the bad things that can go wrong in your home. That means you have to be sensible and take all the necessary steps to prevent them.

It’s not too difficult to limit the consequences of a fire though. Firstly, introduce a few fire alarms, testing them regularly and changing the batteries. You should also have a plan in place if a fire were to break out. Know where to go and how to leave the building.


The idea of having our home invaded by pests is not the nicest thought in the world. Some people find it so difficult to handle that they have to move out of the property until the problem is sorted out. It’s something that happens a lot.

If you have an infestation, you need to have a look at the full extent of the problem first. Then, you should contact a pest control agency and let them take control of the situation. It’s not usually a good idea to try and solve the problem by yourself.

Falling Prices

No homeowner wants to see the price of their house fall. It can have a negative effect on your finances, and it’s incredibly worrying too. For the vast majority of us, our main asset is our house, so we want its value to be high.

The nightmare situation for homeowners is being stuck in negative equity. This is when the price of your home falls below the amount of money you paid for it. It essentially means that you’re at a loss rather than a profit.


If you can’t pay the repayments that are due on your home, you might find yourself in a tricky situation. In the worst case scenario, your mortgage lender could try to foreclose the home, meaning that they’ll take possession of it, and you’ll be kicked out.

It’s not easy to repossess a property though. And if a lender tries to do it to you, you should fight it until the end. A lot of lenders can be bullying and intimidating, but if you stand up against them, you might be able to claim victory.

Structural Damage

Repairing structural damage can be very difficult and, therefore, very expensive. The structure of your home is its foundation and basis. So, if there’s a problem with it, the whole home could be in danger if the problem isn’t solved.

So, how do you spot structural damage? Sometimes, it can be obvious. For example, if the house appears to be sloping on one side, you’ve got a problem. Some cracks can be hidden though, so have a structural engineer look at the property if you have any worries.

These are the main problems that homeowners face; now you need to focus on trying to avoid them!

Cori's Cozy Corner Disclosure Policy