Saving Money vs. Making Money

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Whether you choose to save your money or invest it to make more money probably depends on what type of person you are. If you like taking risks, you’re more likely to try to make more money. But if you’re the kind of person that is happy with your lot and doesn’t like to take risks, you’ll probably make sure the money you already have is safe.

But if you’re not sure which one of these two options is right for you, we’ll discuss the pros and cons of each option below.

Saving Money

Saving money is, of course, the safe option. There are worse things you can do with your money than put it into a savings account. It’ll be perfectly secure there, and you’ll have the peace of mind that comes with knowing that the money is safe. But that doesn’t mean there aren’t any downsides to saving money.

For a start, that amount of money isn’t going down, but it isn’t going up either. Nowadays, you won’t find many savings accounts that offer very favourable interest rates. So, that means you’ll leave it there for years, and it will only grow by a tiny, and pretty insignificant, amount. There’s also no fun or risk involved. Some may see this as a good thing, but investing is a lot of fun.

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Making Money

To make money, you have to invest it. Of course, there are lots of different ways in which you can invest your money. You might want to invest in stocks and shares. This is incredibly risky though. It’s possible that you’ll put all your money into shares, and they all drop in price. Then most of that money will be lost unless the share price recovers.

The rewards of investing in the right place are huge though. And right now, the safest place in which to invest is property. The rental boom means that landlords can make huge sums of money now if they offer properties that are stylish, safe and secure. You could even build up a portfolio of properties. If you do this, visit They’ll look after your portfolio and make sure your properties are kept in order.

There are lots of other options for investing that can bring you just as much success though. You could invest in gold or forex. No matter what you choose to invest in though, you need to know what you’re doing and be as prepared as possible.


Which of the two options is best is hard to say. If you’re happy with the amount of money you currently have and you’re not interesting in risking it, you should save all the money you can. But investing can be a much greater option for a lot of people.

For example, if you only have a relatively small amount of money, and you’re not worried about the risks that come with investing, you should go for it. If you get it right, you could make a lot of money.


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